How do I get out of a solar contract in Florida?

Short answer

Florida writes its solar rules into the sale itself. State law (§520.23) requires a separately acknowledged disclosure statement with your solar contract — including that you may rescind for at least three business days after signing — and Florida’s home-solicitation law separately allows cancellation until midnight of the third business day. After those windows, the contract’s own terms control: buyout, transfer, or the end of the term, plus whatever the paperwork shows about how the deal was sold.

The disclosure statement Florida law requires with your contract

Florida’s solar statute — §520.23, Florida Statutes — requires a written disclosure statement with a solar contract, in at least 12-point type, that the buyer acknowledges separately from the contract itself. The statement names the system installer and the maintenance provider, with their state contractor license numbers, gives the consumer-protection contact at the Department of Business and Professional Regulation, states expressly whether the deal is a purchase or a lease, and states the total cost of the system, including interest and fees.

That statement is the first page to look for in a Florida file. If it is missing, or was never separately acknowledged, that fact is itself a finding — it is the disclosure the Legislature decided every Florida solar buyer would get before the deal counted.

Two cancellation clocks, both short

The first clock is in the disclosure law itself: §520.23 requires the contract to notify the buyer of a right to rescind (cancel) the agreement for at least three business days after signing (with a narrow exception for certain planned solar communities). The second is Florida’s home-solicitation rule, §501.025, which separately allows cancellation until midnight of the third business day after signing for a sale made at the home.

Both clocks count from signing, and both are short. A Florida buyer reading this page months later is almost certainly past both — which moves the fight to the contract’s own terms and to what the paperwork shows about the sale itself.

FDUTPA: the Florida law behind the solar enforcement

The Florida Deceptive and Unfair Trade Practices Act — FDUTPA, Chapter 501, Part II, Florida Statutes — prohibits unfair or deceptive acts in trade or commerce, and it is the statute the Attorney General’s solar cases are brought under. Misrepresented savings, forged applications, and installs paid for but never completed are the kinds of conduct FDUTPA cases are built from.

For a homeowner, the practical point is the paper trail: FDUTPA enforcement runs on documented complaints. What you were told, what you signed, and what you paid are the three records that decide whether a complaint goes anywhere.

The Attorney General’s Florida solar cases

On November 7, 2023, the Attorney General sued MC Solar and Roofing of Tampa and its owners, as reported by the Attorney General’s office. The complaint alleged the company scammed hundreds of consumers — including seniors, people with disabilities, and veterans — by taking payment without completing installations, forging applications, placing liens on homes, and threatening consumers, in violation of FDUTPA and Florida’s Home Solicitation Sale Act. The Attorney General sought a permanent ban on the company selling solar in Florida, plus restitution. Those are the Attorney General’s allegations, set out in the complaint.

The Attorney General has also taken action against other Florida solar sellers, including Vision Solar and SetUp My Solar (doing business as 320 Solar), over high-pressure sales and misrepresented savings and tax benefits, as reported. The pattern across the cases is the same: the complaints that produced them were written, specific, and attached to paperwork.

When the Florida seller is gone

Several national sellers that later failed — among them SunPower, Sunnova, Titan Solar Power, and Freedom Forever — sold heavily in Florida. An installer’s collapse does not cancel a separate loan or lease; those continue with their servicers, while service and warranty promises are what get stranded. The solar company bankruptcy guide explains how that split works and how to confirm who services your deal now.

Documents to gather

The §520.23 disclosure statement — the separately acknowledged one, if it is in your file at all
Your full signed contract, including any addenda
The installer’s and maintenance provider’s names and state contractor license numbers
The proposal and savings estimate you were sold from
Payment records — especially any payments made before an install was finished
Loan, lease, or PPA statements, oldest to newest
Any lien notice or recorded document you received

Questions to ask a licensed attorney

We are not a law firm, and this page is general information, not legal advice. These are the questions your paperwork raises that a licensed attorney in your state can answer for your situation:

My contract has no disclosure statement, or I never separately acknowledged one — what does that mean under Florida law?
The installer took payment and never finished the work — what are my options?
Does FDUTPA give me a claim for how this deal was sold, and what deadlines apply?

Questions people also ask

How many days do I have to cancel a solar contract in Florida?

Two rules overlap. Florida’s solar disclosure law, §520.23, requires your contract to notify you of a right to rescind for at least three business days after signing. Florida’s home-solicitation law, §501.025, separately allows cancellation until midnight of the third business day after signing for a sale made at your home. Both are short, both count from signing, and your contract’s disclosure statement states the right — check its date first.

What is the Florida solar disclosure statement?

A written statement Florida law (§520.23) requires with a solar contract, in at least 12-point type, that you acknowledge separately from the contract itself. It names the installer and maintenance provider with their state contractor license numbers, gives the consumer-protection contact at the Department of Business and Professional Regulation, states plainly whether the deal is a purchase or a lease, and states the total cost including interest and fees. If yours is missing or was never separately acknowledged, that fact belongs in your file.

The installer took my money and never finished. What can I do in Florida?

That is the fact pattern at the center of the Attorney General’s case against MC Solar and Roofing of Tampa, filed November 7, 2023 — the Attorney General alleged the company took payment without completing installs, among other conduct, and sued under FDUTPA and the Home Solicitation Sale Act. File a written complaint with the Attorney General, keep your contract, payment records, and every message, and have an attorney review what the paperwork shows.

Can a solar company put a lien on my Florida home?

The MC Solar complaint alleged that liens were placed on consumers’ homes, and financed systems commonly carry a UCC-1 fixture filing — a public notice about the panels themselves rather than a mortgage on the home. What is actually recorded against your property is a public record your county clerk can show you. The UCC-1 guide on this site explains the difference between a fixture filing and a lien, and how a filing ends after payoff.

How the workbooks help

Your Actions is built from your Florida contract and its disclosure statement — including whether the statement Florida law requires was actually in your file and separately acknowledged — and The In-Depth Version documents every finding in full.

The Package — Your Actions + The In-Depth Version. Both books always included. Each book is delivered by email within 3–5 business days of purchase; delivery occurs after the 3-day cancellation window closes.

Read a sample workbook (PDF) More homeowner questions